Conditions of
Use
By using this site, you acknowledge your assent to
the following conditions of use without limitation or
qualification. Please read these conditions carefully
before using this site. If you do not wish to accept
these conditions of use you should leave this site immediately.
HSB Engineering Insurance Limited Incorporated in England,
and HSB (Australia) Pty. Ltd (and/or their affiliated
entities, referred to herein by their trading name,
“HSB Australia”) may at any time revise
these terms and conditions by updating this posting.
You are bound by any such revisions and should therefore
periodically visit this page to review the current terms
and conditions to which you are bound.
Disclaimer
The materials on this site are provided "as is"
and without warranties of any kind. To the fullest extent
permissible pursuant to applicable law, HSB Australia
disclaims all warranties, express or implied, including,
but not limited to, implied warranties
of merchantability and fitness for a particular purpose.
HSB Australia does not warrant that the functions contained
in the materials will be uninterrupted
or error-free, that defects will be corrected, or that
this web site or the server
that makes it available are free of viruses or other
harmful components.
HSB Australia does not warrant or make any representations
regarding the use or the results of the use of the materials
on this website in terms of their correctness, accuracy,
reliability, or otherwise. You (and not HSB Australia)
assume the entire cost of all necessary servicing, repair,
or correction. The information and descriptions contained
herein are not intended to be complete descriptions
of all terms, exclusions and conditions applicable to
the products and services, but are provided solely for
general informational purposes. This website may be
linked to other websites that are not maintained by
HSB Australia. HSB Australia is not responsible for
the content of those websites. The inclusion of any
link to such web sites does not imply approval of or
endorsement by HSB Australia of the websites
or the content thereof.
Limitation of Liability
Whilst HSB Australia uses reasonable efforts to include
accurate and up-to-date information on this website,
errors or omissions sometimes occur.
To the fullest extent permissible under applicable law,
HSB Australia makes no warranties or representations
as to the accuracy of the content of this website.
Under no circumstances, including, but not limited to,
negligence, shall HSB Australia or any party involved
in creating, producing, or delivering the website be
liable to you for any direct, incidental, consequential,
indirect, or punitive damages that result from the use
of, or the inability to use, the materials on this website,
even if HSB Australia or an HSB Australia authorized
representative has been advised of the possibility of
such damages.
Applicable law may not allow the limitation or exclusion
of liability or incidental or consequential damages,
so the above limitation or exclusion may not apply to
you. In no event shall HSB Australia’s total liability
to you for all damages, losses,
and causes of action exceed the amount paid by you,
if any, for accessing this website. HSB Australia also
assumes no responsibility, and shall not be liable for,
any damages to, or viruses that may infect, your computer
equipment or other property on account of your access
to, use of, or browsing in the website or your downloading
of any materials, data, text, images, video, or audio
from this website.
Restrictions On Use Of Materials
This website is owned and operated by HSB Australia.
Except as otherwise expressly permitted by HSB Australia,
no materials from this website or any website owned,
operated, licensed or controlled by HSB Australia may
be copied, reproduced, republished, uploaded, posted,
transmitted, or distributed in any way.
You may download material displayed on this website
for your use only, provided that you also retain all
copyright and other proprietary notices contained on
the materials. You may not distribute, modify, transmit,
reuse, repost, or use the content of this website for
public or commercial purposes, including the text, images,
audio, and video without HSB Australia’s written
permission.
HSB Australia neither warrants nor represents that your
use of materials displayed on this website will not
infringe rights of third parties not owned by or affiliated
by HSB Australia.
Jurisdictional Issues - Products
and Services
Unless otherwise expressly set forth herein, HSB Australia
makes no representation that materials on this website
are appropriate or available for use in any location.
Those who choose to access this website do so on their
own initiative and are responsible for compliance with
local laws.
Except as specifically set forth herein the information
contained on this website is not an offer to sell or
a solicitation to buy any security, insurance product
or other product or service. No security, insurance
product or other product or service is offered or will
be sold in any jurisdiction in which such offer or solicitation,
purchase or sale would be unlawful under the securities,
insurance or other laws of such jurisdiction. Some products
and services may not be available in all jurisdictions.
No Legal Advice
The information provided on this site is given on the
understanding that HSB Australia is not providing professional
advice of any type. If you have any questions requiring
professional advice, please contact your usual advisors.
Applicable Law
The use of this website shall be governed and construed
in accordance with Australian law and any disputes shall
fall within the exclusive jurisdiction of the Australian
Courts. If any of these conditions and disclaimers shall
be unlawful,
void or for any reason unenforceable than that provision
shall be deemed severable and will not effect the validity
and enforceability of the remaining provisions.
Trademarks and Copyrights
All trademarks, services marks, trade names, logos
and icons are proprietary to HSB Australia. Nothing
contained on the website should be construed as granting,
by implication, estoppel, or otherwise, any license
or right to use any trademark displayed on this website
without the written permission of HSB Australia or such
third party that may own the trademarks displayed on
this website.
Your use of the trademarks displayed on this website,
or any other content on this website, except as provided
herein, is strictly prohibited.
Images displayed on this website are either the property
of, or used with the permission of, HSB Australia. The
use of these images by you, or anyone else authorized
by you, is prohibited unless specifically permitted
herein.
Any unauthorized use of the images may violate copyright
laws, trademark laws,
the laws of privacy and publicity, and communications
regulations and statutes.
Privacy
HSB Australia is committed to protecting your privacy.
When you request a service or place an order with us,
we may collect personal information from you. If you
order one of our products or services, we will collect
and maintain your name,
email address, mailing address, telephone number, service
or product selections, confirmation number, and a password.
We collect this in order to complete your request, to
communicate with you about your request, or to send
you materials. Before confirming your request, you will
have the opportunity to review the request form and
make changes and additions to the information it contains
and these changes will be automatically kept for future
use. We do not sell, trade, or rent your personal information
to others.
Notwithstanding the information stated above, HSB Australia
reserves the right to store and disclose to third parties
information under the following circumstances: when
the law permits it (such as, for example, to comply
with laws or to respond to governmental authorities);
to legal advisors; and to protect the rights, property,
safety or security of HSB Australia website visitors
or the public.
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